Brick Insurance Agency Blog: homeowners
View the latest blog posts from Brick Insurance Agency.
Wednesday, December 14, 2022High value home insurance covers your home if its value exceeds $750,000. A basic home insurance policy may not offer the limits you need for your high value home, so it is important to know your home’s value and speak with an insurance agent about the coverage you may need. READ MORE >>
Wednesday, December 15, 2021As a homeowner, it is your responsibility to verify your property is safe for all visitors and guests. In the wintertime this means you must ensure your driveway and sidewalks are cleared of ice and snow at all times. You will be held legally responsible if any one of these three conditions is met when someone is hurt at your home: READ MORE >>
Friday, October 15, 2021Earthquakes are unpredictable and can strike without warning. What’s more, they can also cause serious harm to you and your family. That’s why it’s important to know how to prepare for an earthquake and develop a plan to react quickly and safely if a disaster strikes. READ MORE >>
Monday, September 13, 2021Have you ever wondered how homeowners insurance premiums are calculated? Many people don't really think much about it. They may assume it is what it is, and that coverage will be there when they need it. It is a good idea, however, to understand the factors that go into calculating the price of insurance premiums. READ MORE >>
Monday, July 19, 2021Owning rental property can be a challenge. Many people do not realize there are several types of home insurance to cover this situation. Having the right coverage is essential. A basic home insurance policy is enough in some situations, but not all. What type of insurance do you need if you plan to rent out a single-family home? READ MORE >>
Friday, February 26, 2021 Extended Replacement Coverage Following a natural disaster, fire or other catastrophe, homes can be left destroyed. The financial burden of rebuild and repair can be overwhelming. That’s where extended replacement coverage can help. The Basics of Extended Replacement Coverage READ MORE >>
Thursday, December 31, 2020 How to File an Earthquake Insurance Claim Most people purchase property insurance in the hopes that they will never have to file a claim, especially with earthquakes. Unfortunately, natural disasters must be expected and it is important to know what to do when one happens. READ MORE >>
Friday, November 27, 2020 4 Things To Do Before Applying For A Mortgage Are you eager to become a homeowner so that you can save money? Having a home is a great way to build your wealth as the home appreciates in value. But don't let your eagerness cost you time and money. READ MORE >>
Friday, October 16, 2020 Home Values Are Up: Should You Increase Your Home Insurance? In 2007 and 2008, a significant drop in real estate values occurred throughout the U.S. Many property owners worried about being able to sell their home. Some had underwater loans or other problems with their financing. READ MORE >>
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